Oversea-Chinese Banking Corporation Limited (OCBC) has been a visionary in Singaporean banking since its formation in 1932 from the merger of three local banks. Since those early days the bank has distinguished itself by an ability to clearly understand the needs of clients and develop financial solutions to meet these needs. OCB is publicly listed with the Lee Group of Companies as its largest shareholder. There is considerable third-party confidence is the management of this bank which is shared by the BV judging panel. Without hesitation, the panel confirms the 2015 award Most Visionary Banking Services Singapore.