In Islamic finance, profit must be worked-for. Charging interest rates is considered unscrupulous, and simply lending money to those in need does not count as work. Under Islamic law, money must not be used to create more money, and a bank must provide a service to earn its profits. Rather than traditional accounts with stated interest rates, Islamic banks buy assets with clients’ money, which generate returns for the bank. RHB is committed to developing banking services, creating value and helping businesses grow while adhering to Shariah Law as well as its own Customer Service Charter. Its commitment, transparency and customer focus has prompted BV’s judging panel to confer the Best Islamic Banking Services (Malaysia) award to RHB.