CHALLENGER digital bank N26 was founded seven years ago with a mission to make banking simpler and more transparent. N26 provides more than five million customers across 25 markets with cloud-based, mobile-first banking accounts: a free account and various premium accounts, including accounts for freelancers and self-employed. Accounts can be customised with sub-spaces to facilitate goal-based savings. Expenses are tracked and categorised, and statistics can be exported. Money can be sent, received or requested through the app with just an email or phone number. Unlimited payments can be made in any currency or geography through the app or using the debit Mastercard, which also works with Apple and Google Pay. The BV judging panel congratulates the N26 team — 1,500 professionals spread across offices in Berlin, New York, Barcelona, Vienna and São Paulo — on disrupting the market and reaping the reward. N26 wins the 2020 Best Mobile Bank (Germany) award.