DBS is a tech-charged banking and financial services corporation, headquartered in Singapore and operating in high-growth Asian markets. The management team is 25 percent female, and members have an average of 30 years’ industry experience. DBS has invested in digital transformation, efficiency and inclusive culture strategies to respond to pandemic challenges. It launched “contact-free” trade financing tools and other digital solutions to ensure uninterrupted service. It also facilitated government pay-outs to families and businesses, and extended free Covid-19 insurance to customers and their families. The BV judges declare repeat winner DBS 2021’s Most Innovative Banking Management Team (Singapore).