SANTAM is the largest short-term insurer in South Africa, trusted by more than 85 of the top 100 JSE-listed companies. It looks for reasons to pay — rather than deny — claims and provides 24/7 assistance through self-service channels and WhatsApp chat. Santam offers specialised business insurance solutions in the fields of aviation, agriculture, corporate property, engineering, heavy haulage, hospitality and leisure, liability, marine, infrastructure, real estate, taxis, travel, asset risks and structured financial solutions. The BV judging panel announces Santam as the 2022 award winner for Best Specialist Business Insurance Solutions (Africa).