Most people strive to grow through visions and plans for the future. SEB sees it as its job to be there as our customers turn these ambitions into reality; to make it’s knowledge available and be their trusted partner in both good and bad times; give good advice on a daily basis – but also to anticipate future needs. That is why cross-border co-operation is a success factor for – one SEB, where differences in culture, individual background and skills are woven together into a whole that has tangible benefits for its customers. The company is different from other Nordic banks in several ways, but mainly through our unique business mix with an emphasis on corporate banking and through deep and long-term relationships with its customers in the Nordic and Baltic countries and Germany.