MORE than just a bank, Banque Internationale Arabe de Tunisie (BIAT) spurs the economic and social development of clients and country. BIAT meets the universal banking needs of its customers — from individuals and SMEs to corporations and financial institutions — through a nationwide network of more than 200 branches and 2,000 employees, all unified under the principles of good governance and CSR. The BIAT Foundation for Tunisian Youth articulates and actuates its civic and community commitments, while the group’s management structure establishes checks and balances between its governing executives, board members and specialised committees. BIAT has captured key segments of Tunisia’s financial markets, with subsidiaries providing insurance, asset management, private equity, stock market intermediation, and consulting services. In recognition of the group’s sustainable performance and partnerships, the BV judging panel presents Banque Internationale Arabe de Tunisie with the 2019 award for Best Banking Management Team (Tunisia).