PUNJAB National Bank (PNB) has several reasons to celebrate. It has been rated as number one Indian state-owned bank in terms of digital transactions, and sixth nationally for its digital performance. In a vibrant country of India’s size, receiving accolades such as these is a big deal. Punjab National Bank is fully committed to the Digital India initiative, and has a governmental score of 71 – the highest category of performance. PNB’s average of technical declines is just 0.83 percent of total transactions, the sort of achievement which caught the eye of the BV judging panel – along with those ratings, of course. There was no hesitation in declaring Punjab National Bank winner of the 2019 award for Best Digital Banking Technology (India).