FOUNDED in 1870, Deutsche Bank makes smart predictions in preparation for themes that may arise over the next decade. It predicts an end to plastic credit cards, high profit margins and low corporate tax rates. It foresees an unravelling of the global fiat money system and an inevitable surge in digital currencies. It believes climate change will permeate all aspects of society and feels optimistic that international cooperation will muster to the challenge. Deutsche Bank prepares for future possibilities by prioritising sustainable growth over short-sighted gains. The BV jury announces Deutsche Bank as 2021 Most Visionary Banking Management Team (Europe) award winner.